Calculators · Cost to run

How much does it cost to run a heat pump?

A heat pump heats and cools the same way — by moving heat, not making it — so it's far cheaper to run than electric resistance heat. It cycles like an air conditioner, so cost is best measured by daily energy, which swings a lot with the weather: roughly 30 kWh on a moderate day, far more in a cold snap.

per day

$3.74

per month

$113.79

per year

$1364.48

A heat pump uses about 30 kWh a day, costing roughly $3.74/day or $113.79/month at 12.46¢/kWh.

Runs entirely in your browser — nothing you type is sent anywhere. Estimates only; your actual bill depends on your usage and includes delivery charges on top of the supply rate.

What it costs per day, at real rates

Based on heating or cooling a typical home on a moderate day (~30 kWh), priced at three of the utilities we track:

Utility Rate Cost per day
PECO (PA) 10.789¢/kWh $3.24
BGE (MD) 14.609¢/kWh $4.38
ComEd (IL) 10.399¢/kWh $3.12

Supply rate only; delivery charges are extra. Use the calculator above for your own utility and usage.

Heat-pump energy by conditions

ConditionsApprox. daily energyNotes
Mild day (45–60°F)~10–15 kWhMost efficient — heat is easy to move
Moderate day~25–35 kWhTypical heating or cooling load
Cold snap (below ~25°F)~50+ kWhEfficiency drops; backup/aux heat may kick in
Summer cooling~20–30 kWhSame as a central AC of similar size

Highly dependent on climate, home size, insulation, and the unit's efficiency (HSPF/SEER).

How to cut the cost

  1. 1

    Avoid the 'emergency' / aux heat

    Backup electric-resistance heat is what makes a heat-pump bill spike. Let the heat pump do the work; only fall back to aux in real cold, and don't leave it on 'emergency heat' by accident.

  2. 2

    Set it and leave it

    Heat pumps run most efficiently at a steady temperature. Big setbacks force the aux heat to catch up, which can cost more than it saves — unlike a furnace.

  3. 3

    Keep filters and coils clean

    A dirty filter or coil makes the unit run longer for the same comfort. Check the filter monthly in peak season.

  4. 4

    Mind the cold-weather floor

    Standard heat pumps lose efficiency as it gets very cold. If you're in a cold climate, a cold-climate (hyper-heat) model holds up far better.

Common questions

How much does it cost to run a heat pump per month?
Very roughly $80–$200 a month in a heating or cooling season for a typical home, depending on climate, size, and your rate — less in mild weather, more in extreme cold. Use the calculator with your real daily kWh for a closer figure.
Is a heat pump cheaper than a furnace or electric heat?
Almost always cheaper than electric-resistance heat (baseboard/furnace) because it moves heat instead of generating it — often 2–3× more efficient. Versus gas, it depends on local gas vs. electricity prices.
Why is my heat pump bill so high in winter?
Usually the backup electric-resistance ('aux' or 'emergency') heat. It runs when the heat pump can't keep up in cold weather, and it uses a lot of power. Big thermostat setbacks can trigger it unnecessarily.
Does a heat pump use more energy than an AC?
For cooling, a heat pump and a central AC of the same size use about the same. The difference is the heat pump also heats — which adds the winter load.

Hiring out the wiring?

Before you pay anyone to touch your panel or wiring, make sure they're actually licensed. You can check a contractor's license on StateCreds — our sister site.

Verify a contractor's license by state →

If your bill jumped more than your usage explains, your rate may have risen too.